COMMERCIAL AUTO INSURANCE

Commercial Auto Insurance offers coverage for business-related vehicle incidents. It covers vehicles of all kinds, from trucks to cars to vans, as well as some types of motorized equipment. Furthermore, it doesn’t just cover the cost of vehicle repairs, it also covers injuries sustained by the driver. 

It provides for bodily injury liability and property damage while operating a company automobile, and medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder's car. Injuries or damage to someone else are also covered. 

Commercial Auto Insurance, also known as Business Auto Insurance offers a wide range of coverages for business-related vehicles. This insurance type is required for specialized vehicles that perform specific tasks on the job. Vehicles such as tractor-trailers, cement trucks, or delivery vans. 

In addition, commercial auto can cover standardized vehicles such as trucks and cars.

Depending on the vehicles you use, you may want to consider a different type of auto insurance. One of these options is commercial trucking insurance, which only covers specific truck types. 

No matter which policy you need to cover your vehicles, it is owned by the business rather than the vehicle driver or owner. As a result, the company will be liable if the vehicle is involved in an accident. What’s more, commercial vehicles tend to be a higher load than most vehicles on the road. For that reason, there is a higher risk of damage, making finding the right policy is crucial. 

HIRED/NON-OWNED AUTO LIABILITY

Are you renting cars or are your employees using their own vehicles? This particular coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business). This could be added inexpensively to a business auto policy or  a general liability policy.

USE OF PERSONAL VEHICLES

Insurance policies for privately owned vehicles may not cover damage when it is used for business, even when it's a business such as selling cosmetics or pizza delivery, etc. If vehicle use is a large part of your business, such as delivery services, you need to be sure you have the right policy. 

No matter the size of your business every business is unique, so we’ll work to get the best business auto insurance, service, price and value for your business.

 Takes a minute to get started:

• Fill out the form, we’ll be in touch.
• Review options with an agent.
• Get the coverage you need.