GENERAL LIABILITY INSURANCE

No matter the size and nature of your business, there are always uncertainties. 

We’ll work with you to determine your business risks and we’ll put together an insurance package that makes sense for your business. 

General Liability (GL) Insurance is a common necessity for most businesses!

It is one of many coverage types designed to protect business owners. 

Small business or a large company, this coverage will protect you in many events. 

General Liability Insurance, otherwise referred as Commercial General Liability (CGL), 

is not typically required by law, that doesn’t mean you shouldn’t invest in this type of insurance for various of reasons:

• Some business licenses may require coverage. 
• CGL may be a requirement before some businesses will sign a contract with you
• OR a landlord may require proof of insurance before offering a lease.

Every day is different, and you never know when you might need the coverage this type of insurance provides. It will also help you avoid paying for unexpected losses out of pocket. 

COMMERCIAL GENERAL LIABILITY CAN PROTECT YOU AND YOUR BUSINESS FOR:

• Third-party property damage. Commercial general liability insurance may provide repair or replacement costs if your business is responsible for damaging others’ property.

• Third-party bodily injury. Commercial general liability coverage may pay for medical expenses if your business is responsible for a third-party bodily injury (e.g., an injury occurring at your business).

• Personal and advertising injury. Commercial general liability insurance may provide coverage if your business is sued for a personal or advertising injury (e.g., slander, libel or copyright infringement).

• In addition to providing compensation for damages, commercial general liability insurance may pay associated legal fees (e.g., attorney fees, settlements and judgments). 

A lawsuit can come from a customer, a business partner, or even an employee. 

Unfortunately, general liability lawsuits are becoming increasingly more common.

Give a peace of mind knowing you’ll be covered when business gets hit with a lawsuit.

Speak with your agent for more information on coverages, limits and exclusions.

 Takes a minute to get started:

• Fill out the form, we’ll be in touch.
• Review options with an agent.
• Get the coverage you need.